PONAMVS · LET US SUPPOSE

Reservoir, for the chief actuary.for everyone who signs it off.

    FOR THE CHIEF ACTUARY

    Ask it what if, and get the answer on your own book.

    • Inflation that stays high, a longer tail, a cover bought: each a scenario laid over the analysis, against the reserves you carry.
    • Every figure traces back to its method, factors and the person who set them.
    • Nothing in the reserves changes until someone signs for it.
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    A scenario: inflation that stays high, laid over the analysis, against the carried reserves, with the break-even chart.The assistant's answer to whether the reserves are still enough.
    The question, the answer, and the scenario behind it.

    FOR THE RESERVING ACTUARY

    Your judgement, one click away, and laid out the way you already work.

    • Click a ratio to leave it out, an average to choose it; tails fitted and compared before you pick.
    • Chain ladder to GLM, each method reproducing its published example; select by clicking, blend, or type a formula.
    • An assistant that answers from your analysis and only proposes changes.
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    Link ratios heat-mapped against the selection, with the averages and the selected factors.
    Link ratios, averages and the selection.

    FOR THE AUDITOR AND VALIDATOR

    A review you can follow, and repeat to the last figure.

    • Every change, by a person or the assistant, is a signed line in a tamper-evident audit trail.
    • The same inputs give the same figures on any computer; back-tests show how the methods would have done.
    • The engine's checks must be answered, and confirmed by a second person, before approval.
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    The checks on a segment, with what is at stake and a disposition for each.
    Checks to answer before approval.

    FOR FINANCE

    IFRS 17 and Solvency II from the same reserves the actuaries signed.

    • The liability for incurred claims, the risk adjustment at your confidence level, the disclosures and a ledger journal.
    • Cash flows discounted on your curve; best estimate, risk margin and reserve-risk capital.
    • The report as Word, PDF or a web page, and the figures in Excel.
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    IFRS 17 disclosures: the liability for incurred claims and its movement.
    IFRS 17 disclosures.

    FOR IT

    Runs where you need it, under your organisation's rules.

    • A single Windows program, or the browser with nothing installed; your data stays on your computers.
    • A team server with single sign-on and roles from your identity provider.
    • The assistant's provider, what it is sent, and whether it runs at all, set by your policy.
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    The AI data settings: provider, endpoint, models, credential, and what data is sent.
    Where the assistant's requests go, and what they contain.